Nov 03

A car crash is a difficult experience; you may even think nothing can be worse than that. Once you know the other driver does not have car insurance, you may get traumatized all over again. According to a new bill in Arizona, drivers’ callous attitude towards automobile insurance will under go a radical shift. In the current economic scenario, the temptation to allow your car insurance to lapse is very strong. But with new law in effect, giving in to this temptation, would not be a wise decision after all.

It is also known as the “no insurance” law, and became effective on Oct. 1st. According to earlier law, if a driver was caught without car insurance, he was allowed to buy car insurance before court date, and the fine could be reduced or even waived. Such a possibility does not exist under the new law.

First time violators would be fined $500 and their driver’s license and vehicle registration would be suspended for three months. Second time offenders will have to pay $750 as fine and their driver’s license and vehicle registration would be suspended for six months.

If the offenders violate the law third time in 36 months, the driver will have to pay the minimum fine of $1000 and their documents would remain suspended for one year. Many insurance companies have introduced basic car insurance policies with low premiums, and law makers believe those who have not insured themselves so far, will do so soon. It’s time you got Arizona Car Insurance Quote for yourself.

Tagged with:
Nov 03

Many drivers are going off the road due to the current economic downturn, as far as renewing their automobile insurance coverage is concerned. There are all negatively affected by job losses, pay cuts, and other financial difficulties. Everyone is downshifting, reducing insurance coverage costs, trying to reduce costs by comparison shopping, or in some extreme cases, they have even allowed their automobile insurance policies to lapse.

At the national level, the total number of drivers who have not renewed their driving license is likely to increase to 16.1% in 2010. There are about 18% uninsured drivers on the roads of Arizona. These trends are unnerving for insurance companies. The California Insurance Commissioner is urging people to stay insured since it is illegal to drive without insurance as well as dangerous for other drivers as well. He, however, agrees that the economic conditions are tough and it’s only natural that people will try to reduce their expenses and allowing their automobile insurance policy to lapse is a tempting solution.

Even if you inquire about Arizona car insurance quote in the same community, rates may vary substantially between various insurance companies. The conclusion is, it pays to shop around a little. There are many options before you. You can directly call the insurance companies, contact their agents or go to comparison websites. There are some broker agents who represent more than one company and can provide you with multiple quotes from different companies. Even the insurance companies understand that the times are tough and people would like to save as much money as they can.

Of course, there will be lots of questions about the type of coverage required and how much coverage you want. Other information they would like to know include your driving record, annual mileage, marital status and your age.

Tagged with:
preload preload preload